• Ever Dream of Owning 2 Properties?
    Ever Dream of Owning 2 Properties?

    1 for own stay & 1 for investment?

  • Time To Buy? Time To Sell?
    Time To Buy? Time To Sell?

    Is current market a Good Time To Buy? OR is it Time To Sell?

Own 2 Condos without using savings from pocket

YOU CAN BE ONE OF THESE OWNERS

Many HDB Owners have UPGRADED to private condos & Many condo owners have purchased their 2ND CONDOS WITHOUT SPENDING EXTRA SAVINGS FROM THEIR OWN POCKET

Are You Having Following CONCERNS

ABSD – Additional Buyer Stamp Duty
Incurring Additional Buyer Stamp Duty (ABSD) for purchase of 2nd and onwards property for Singapore Citizen (SC); and purchase of 1st private property onward by a Singapore Permanent…
Need To Shell Out Huge Savings to Purchase a Condo
Upgrading a HDB to a private property OR purchasing a 2nd condo would involve shelling out huge savings.
Lower LTV: More Cash Down Payment
Loan-To-Value (LTV) Limit for 2nd or more property is lower and hence more capital outlay.
Stressful & Risky to service more than 1 loan
Existing mortgage loan is just manageable. It would be Stressful to have more than 1 mortgage loans. AND Higher risk of servicing more than 1 mortgage loan e.g.…
CPF Min Sum – for 2nd Property onward
To utilize CPF (and hence a lesser cash outlay) to own a 2nd or onward multiple properties, one must set aside half of the prevailing CPF Minimum Sum…
I could address your concerns. To get the right expert advice and the proven strategic methods to achieve your real estate dreams, Make an appointment today for your Free and Non-Obligatory session!

LET YOUR PROPERTY MAKE YOUR LIFESTYLE BETTER INSTEAD OF BECOMING A FINANCIAL BURDEN

  • Case Studies

    Case Study 1: HDB

                                                                               
    Mr. Ang is 45 years old (SPR)                    Mrs. Ang is 42 years old (SC)         The couple owns a 4 rooms HDB
    – sole income earner in the family            – a homemaker                                 – intended to upgrade to a 
     5-rooms HDB or EA

    After they consulted my advise:

    • Upgraded to a 3-Bedroom Condo for Own Stay, Without Utilizing their Savings
    • Bought a 1 Bedroom Condo for Investment, Without Utilizing their Savings

     

     

     

    Case Study 2: CONDO

                                                                         
    Mr. Cheong is 35 years old.    Mrs. Cheong is 30 years old.     The couple’s combined income is $8000/mth

    They had a 3 Bedroom condo and they intended to upgrade to 4 Bedroom condo.

    After they consulted my advise:

     

    • Upgraded to a 4-Bedroom Condo for Own Stay, Without Utilizing their Savings
    • Bought a 2 Bedroom Condo for Investment, Without Utilizing their Savings
    • Cash Reserve of more than $200,000

     

     

    And here is more:

    THEIR 1-BEDROOM CONDO INVESTMENT RESULTED IN MORE THAN 20% RENTAL YIELDS BECAUSE OF MY PROVEN AND TESTED ASSET STRATEGY.

    Amazed by the idea?

    Want to find out more?

    TAKE ACTION NOW AND GET A FREE APPOINTMENT!

     

    CLICK HERE FOR A FREE SESSION

IT IS BELIEVED THAT SELLING HDB PROPERTY IS “UNWISE’’

HDB is a GOLDEN GOOSE: NOT FOR SALE!

It is believe by many HDB strongholds that it is unwise to sell off a HDB since no private condo can fetch such excellent rental yield of > 20%. But do you know that as the HDB leases reaching it's 99-year lease, the flat prices will come down correspondingly and the property is to be returned to the State? This was mentioned by the National Development Minister Lawrence Wong - Refer to this article. Let's explore this with a simple illustration. A SIMPLE ILLUSTRATION: Mr. Tan is in his mid twenties, and…

FIND OUT HOW IT IS DONE HAVE A NON-OBLIGATORY SESSION WITH ME